I have a home loan with IndyMac bank since summer of last year. The interest rate is 6.5%. My credit is good, mid 750s. I was wondering if banks (if you have this particular bank your info would be appreciated) refinance with their own current customers, and what the fees might be to do this.
Yes banks do refinance their customers. But some banks have certain restrictions. Also some places have a period when you cannot refinance if you just did less then a year.
fees vary from bank to bank. Some banks don't charge a fee for their customers who have accounts with them.
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