Do home refinance loans really decrease your monthly payments?

As long as you make sure that you have checked out the additional charges and made sure that your credit history is good, going for home refinance loans will decrease your monthly payments. For more information, you can go to http://www.whataboutloans.com/mortgage/mortgage-refinance-loans.html

If you could still afford the make the payments on your current mortgage and have an open end mortgage, you can pay it down anytime. You can also request an amortization from your mortgage co.

Yes, but it depends on what you owe, and the rate you get for the loan. I've know quite a few people who have told me that their payments were actually smaller.

NO

Depends what day of the week it is?