I want to refinance my home for a debt consolidation new loan. Which are my best options ?

I have about 40 % positive home equity , no late payments , but I only have been owning the house for a couple months. My house is in California and I have a fair to good credit with too many inquiries in the last 6 months.

If you refinance they are going to It's going to cost you. I refinanced to get a lower rate and they ended up charging me about 3 thousand dollars and i didn't realize it because they rolled it into the payment .The best thing to do is just get a line of credit against your home . I went to a credit union and I got a line of credit with a fixed rate of 6.9 . look into it .What ever you do good luck.

WELL ...I think you must go for this company if you really want to get the best and low interest debt consolidations services....One lady Kelly is there, she is very kind and smart in solving this type of querry. I have consolidate my 4 different loans from this company, its http://www.debtreduction123.net , u just try it out once. You only have to fill up the request form thats it...And she will come to your home probably tells you everything what they can do for you. And the important thing is that, this all is free of cost. They will not charge you a single penny from you for this thing. Just fill out the form and wait for her call.