Is there a specific company that offers the best home loan loan refinance?

Different companies have different offerings. It's always best to look around and compare these home loan loan refinance offerings before making a decision. Here's to get your started: http://www.whataboutloans.com/mortgage/mortgage-refinance-loans.html.

A lot people giving advice are also looking to give you a loan, if they are not local to you and you can’t get to them within 1 hour don’t fall for it. They say they are licensed in all 50 states, what does that mean? Which state do you have to look in first if something goes wrong? KEEP IT LOCAL!

Remember Buddha's advice:

"Believe nothing, no matter where you read it or who has said it, not even if I have said it, unless it agrees with your own reason and your own common sense." You are the only "expert" you can trust: All brokers, and every other loan officer guru giving advice here with a .com or contact me at the end is "selling" you something. Don't buy "it."