What should I look out for when I go for home loan loan refinance?

Go to century 21 and take their reality course or go to the public library and look for the Nolo press book on the subject, for you will not get the proper answers with the limited amount of information you have provided here!

A sign out front that reads..."Bank", "Savings and Loan" or "Credit Union". If it says something like "Mortgage Company"... run away. ... fast...

Read the fine print...Do Not get an adjustable rate mortgage...don't be another sucker