What documents are needed when we apply to refinance our home loan?

We are fixing to refinance our home and I am wanting to get all of the documents together before we start the process. What documents will I need?

- copy your driver's license

- 2 year's W-2's, 2 month's bank stmts, 2 years tax returns

- home owner's insurance company info

- who to call to verify employment

- account #, 800# of mortgages being paid off

- copy of your Owner's Title Insurance policy. this will save you a couple hundred bucks.

Ist thing is to find out what type of loan program you will be needing. Several loan program require very little documents. If you have a Great Credit Score, you can go with a stated program and state your income and not hassle with tax returns, pay stubs, etc.

http://www.RefinanceHomeLoan.com http://answers.yahoo.com/question/accuse_write?qid=20061031132531AAcLQaI&kid=RZJLDXb9N21V5Edt_0Lt&s=comm&date=2007-06-18+18%3A40%3A01&.crumb=

Last 2 years of W2's

Last 2 paychecks

Bank statements from all banks

retirement statements if applicable

As far as the house itself, you usually dont need anything. They create the vesting documents on their own.

just last 2 years of w2's and most recent month paystubs...give me a call.1-800-766-5185. Ive been in the mortgage undustry for 20 years and could point you in the right direction.

taxes from the property and proof of insurance