I currently have a 30 year home loan at 6.375%.
Should i refinance my home loan to a lower rate if possible?
Stay where you are ! That is a great rate! Unless you want to consolidate debt or you are in an ARM, don't refinance.
I would wait at least 6 months rates are falling rapidly like the stock market. No sense in barely changing what you pay when a little time will save you thousands.
Do you watch the news? No don't refinance now, its not a good time.
not worth the effort at this time. rates need to fall about 2% for you to recoup the cost in about 2 years time
Also depends on your credit rating. Lenders are being super picky right now.
No. It's hard to get approved.
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